1. Oshisanya Roberts on

    hey Tom, Thanks for this video, I have a quick question: How do I create a
    model which will enable the bank determine what treatment to offer its
    customer who are either in arrears on the mortgage on their family home or
    have asked the bank for help as the feel they are in danger of falling into

  2. Randy Shamburger on

    Hey Tom, Everything was helpful up to when you started doing random trials
    for the APR. You also don’t mention that Mortgage Insurance (MI) is
    included in APR so your APR calculation method is not accurate for loans
    that include MI.

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